Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 : OH-Life-Agent-Series-11-44 valid dump

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. The premium mode defines the

A) premium limit.
B) frequency of the premium payment.
C) premium amount.
D) method of premium payment.

2. Competency of an Individual to enter into an Insurance contract is determined based on

A) ownership.
B) payment of premium.
C) legal age.
D) legal purpose.

3. When a beneficiary Inherits a traditional IRA, which of the following Is TRUE about taxation when the money
is withdrawn? The beneficiary pays

A) no tax.
B) capital gains tax.
C) income tax.
D) an estate tax.

4. Generally, rates charged for Insurance may NOT be

A) cost prohibitive.
B) discriminatory.
C) excessive, inadequate, or unfairly discriminatory.
D) different for persons withdiffering risk profiles.

5. Under what circumstances must an agent provide his or her business records to the superintendent of
Insurance?

A) upon request of an insured
B) under no circumstances due to privacy consideration
C) by authorization from the National Association of Insurance Commissioners (NAIC)
D) upon request of the superintendent

Solutions: